If you click on any of the links listed below, you will be given access to the Summary Plan Description for that Plan. You are required to have the Adobe Acrobat reader to view the Benefit Booklets and Claim Forms. If you do not have the Adobe reader and want to download it now, click here.

Click here to go to a Directory of Contact Information for the various vendors administering the national benefit plans listed below.

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The Railroad Employees National Health and Welfare Plan (formerly GA23000) - This Plan provides health benefits, mental health and substance abuse coverage, prescription drug benefits, and life insurance and accidental death and dismemberment coverage to most of the agreement employees on the freight railroads in the United States.

• The Railroad Employees National Health and Welfare Plan, Effective January 1, 2003
• Life Insurance Benefits for U.S. Employees and Retirees and Accidental Death and Dismemberment Insurance Benefits for U.S. Employees under The Railroad Employees National Health and Welfare Plan, Effective January 1, 2003
• Beneficiary Form

The Railroad Employees National Health and Welfare Plan described below provides different benefits for certain employees represented by the Brotherhood of Maintenance of Way Employes.

• The Railroad Employees National Health and Welfare Plan Covering Certain Employees Represented by the Brotherhood of Maintenance of Way Employes, Effective January 1, 2002
• Life Insurance Benefits for U.S. Employees and Retirees and Accidental Death and Dismemberment Insurance Benefits for U.S. Employees under The Railroad Employees National Health and Welrare Plan (As applicable to participants represented by the Brotherhood of Maintenance of Way Employes), Effective January 1, 2002
• Beneficiary Form

The Railroad Employees National Health and Welfare Plan described below provides different benefits for certain employees represented by the Transportation Communications International Union, TCIU (Brotherhood Railway Carmen Division), and Transport Workers Union.

• The Railroad Employees National Health and Welfare Plan Covering Certain Employees Represented by the Transportation Communications International Union, Brotherhood Railway Carmen Division of Transportation Communications International Union, and Transport Workers Union, Effective July 1, 2003 (PENDING)

The National Railway Carriers and United Transportation Union Health and Welfare Plan - This Plan provides health benefits, mental health and substance abuse coverage, prescription drug benefits, and life insurance and accidental death and dismemberment coverage to United Transportation Union workers on the Burlington Northern Santa Fe, CSX Transportation, Kansas City Southern, Norfolk Southern, and Union Pacific railroads.

• National Railway Carriers and United Transportation Union (NRC/UTU) Health and Welfare Plan effective January 1, 2000
• Life Insurance Benefits for U.S. Employees and Retirees and Accidental Death and Dismemberment Insurance Benefits for U.S. Employees under National Railway Carriers and United Transportation Union (NRC/UTU) Health and welfare Plan Effective January 1, 2002
• Beneficiary Form

The Railroad Employees National Early Retirement Major medical Benefit Plan (formerly GA-46000) This Plan provides limited medical benefits to qualifying retirees between the ages of 61 and 65.

• Railroad Employees National Early Retirement Major Medical Benefit Plan as amended through January 1, 2003

The Railroad Employees National Dental Plan provides two levels of benefits; most employees currently receive the higher level of benefits; both levels are outlined in the booklet.

• Railroad Employees National Dental Plan for U.S Employees as amended through January 1, 2003
• Dental Plan Claim Form

The Railroad Employees National Vision Plan provides vision benefits at two levels. The Value Plan which covers most railroad employees is outlined in the booklet “Railroad Employees National Vision Plan 1999.” If your organization has negotiated the Standard Plan (currently only BMWE) then the vision benefits are outlined in the booklet “Railroad Employees National Vision Plan VSP Standard Network Benefits Effective January 1, 2002.”

• Railroad Employees National Vision Plan 1999
• Railroad Employees National Vision Plan VSP Standard Network Benefits Effective January 1, 2002

The Supplemental Sickness Benefit Plan covering Shop Craft Employees - short term disability benefits

• Supplemental Sickness Benefit Plan covering Railroad Shop Craft Employees, January 1, 2003
• Supplemental Sickness Benefit Plan (Shop Craft Employees) Claim Form

The Supplemental Sickness Benefit Plan covering Railroad Signal Employees - short term disability benefits

• Supplemental Sickness Benefit Plan covering Railroad Signal Employees, January 1, 2003
• Supplemental Sickness Benefit Plan (Signal Employees) Claim Form

The Supplemental Sickness Benefit Plan covering Maintenance of Way Employees - short term disability benefits

• Supplemental Sickness Benefit Plan Maintenance of Way Employees, January 1, 2003
• Supplemental Sickness Benefit Plan (Maintenance of Way Employees) Claim Form

The Supplemental Sickness Benefit Plan Covering Yardmasters - short term disability benefits

• Supplemental Sickness Benefit Plan UTU Yardmaster Employees provided under group contract 9000, effective January 1, 2003 issued by Trustmark Insurance Company
• Supplemental Sickeness Benefit Plan (UTU Yardmaster Employees) Claim Form

Some Canadian employees of US railroads have coverage which is supplemental to the provincial government benefits. These benefits are administered by the Maritime Life Assurance Company and include supplementary health, life and accidental death and dismemberment insurance, and dental coverage.

• Coverage for Canadian Railroad Employees Under the Railroad Employees National Health and Welfare Plan and the Railroad Employees National Dental Plan Effective January 1, 2003 (PENDING)

DIRECTORY OF NATIONAL BENEFIT PLANS